There is some information on a certain type of filing called a "skeleton filing" or emergency filing that we feel you should know. To start off a "skeleton filing" is the minimum documents necessary to file a bankruptcy. The minimum documents needed are as follows:
1. the petition,
2. credit counseling,
3. and the creditor matrix.
With this being said we have seen preparers who have filed given their clients blank documents to file. We would not do not file blank documents, for example the schedule F and the statement of intention. If they do file the blank documents along with the minimum documents you will have to file amended forms for each of the blank forms.
Instead just filing the three basic forms and the filing the other documents within the 15 days allowed by the Court when you are finished with them.
The plus side of filing a skeleton bankruptcy is you are able to get the case number, notice of stay to send to the creditors on the matrix, and your name and address on the file.
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